Songkran Festival, Water Festival, Water Fight [ http://www.water-festival.com/ ]
This is website Water festival or Songkran festival in Thailand and you can read more articles about Songkran. You can download more photos - [ Read more ]

What is Your Reputation Really Worth on eBay [ http://mission.zersal.com/2008/08/15/what-is-your-reputation-really-worth-on-ebay/ ]
Your eBay reputation is everything you are on eBay - without it, you’re nothing. Your reputation is worth as much as every sale you will ever make. - [ Read more ]

Take a Gratitude Break [ http://broadcasting.zersal.com/2008/08/17/take-a-gratitude-break/ ]
An old Joni Mitchell song reminds us, “don’t it always seem to go that you don’t know what you’ve got ’til it’s gone.” Stop what you’re doing right now, look around and take a quick 30-second gratitude break. Take this moment to appreciate all the things you’d really miss if they were gone. - [ Read more ]

Digital Scrap Booking The Frugal Scrappers Dream [ http://digital.zersal.com/2008/08/15/digital-scrap-booking-the-frugal-scrappers-dream/ ]
As a frugal mother, Sharon had to admit that she never got into scrap booking over the years because one visit to a scrap book supply shop sent her into sticker shock. With three kids and a limited budget, she knew she couldn’t afford all of the supplies and tools that she would want to use. So her children’s photos remained in shoeboxes. - [ Read more ]

The Sixth Sense [ http://hollywood.zersal.com/2008/08/15/the-sixth-sense/ ]
Lines from The Sixth Sense are still whispered eerily today by those who loved the film. It was a movie that shocked and thrilled those who watched it. It was unusual and engaging however, and could hold an audience without any problem at all. - [ Read more ]

Raise Credit Score - Avoiding Common Credit Mistakes [ http://credit-score.zersal.com/2008/08/16/raise-credit-score-avoiding-common-credit-mistakes/ ]
The majority of people with a low credit score have likely misused credit. Understandably, some people develop bad credit because of situations beyond their control. These may include sickness, loss of employment, etc. Fortunately, there are ways to raise your credit score. However, to keep a high credit score, using credit wisely is a must. Here are a few tips to help you maintain a high credit rating. - [ Read more ]

Open the Cash Vault Inside Your Home [ http://home-loans.zersal.com/2008/08/16/open-the-cash-vault-inside-your-home/ ]
Believe it or not, many people do not understand equity and the power it provides. - [ Read more ]

Lets You Handle Finances Efficiently… Debt Counseling Services [ http://homeowner.zersal.com/2008/08/16/lets-you-handle-finances-efficiently-debt-counseling-services/ ]
In simple terms, counseling implies advising. In the same manner, debt counseling implies advising the person regarding his debt problem. Now a days various agencies provides debt counseling to a person who is facing problem in managing his debts. - [ Read more ]

Estates and Interests in Land [ http://real-estate.zersal.com/2008/08/16/estates-and-interests-in-land/ ]
A distinction is commonly made at law between two types of properties: real property and personal property. - [ Read more ]

Credit Score - An Introduction [ http://credit-repair.zersal.com/2008/08/17/credit-score-an-introduction/ ]
Unless you are able to pay cash for all of your purchases throughout your life your credit scores are vitally important. They are the basis for every decision lenders make on whether to exend credit to you. - [ Read more ]

What is on Your Credit Report [ http://credit-report.zersal.com/2008/08/17/what-is-on-your-credit-report/ ]
Your credit report is a very important piece of the puzzle in your financial picture. It contains a historical record of your personal and financial information including a listing of your current and past debts and the timeliness of your payments. - [ Read more ]

China Portfolio Insurance [ http://insurances.zersal.com/2008/08/17/china-portfolio-insurance/ ]
Are you excited about the upside potential of China but can’t pull the trigger because of the significant downside risk? Here is a way to invest in China growth and still sleep at night. - [ Read more ]

Basements and Garages Are Prime Real Estate Ten Tips to Make the Most of These Neglected Areas [ http://real-estate.zersal.com/2008/08/17/basements-and-garages-are-prime-real-estate-ten-tips-to-make-the-most-of-these-neglected-areas/ ]
1. View basements and garages as rooms and plan how you’re going to use the space; visualize how you’d like it to look and feel. Grouping like things together is one of the most basic organizing principles. So create “zones”; a gardening zone, a camping zone, a recycling zone, etc. This makes for a logical system. PS: always label! - [ Read more ]

Perfect Home Gifts Find The Best Home Gifts For All Your Friends And Family! [ http://home-decor.zersal.com/2008/08/18/perfect-home-gifts-find-the-best-home-gifts-for-all-your-friends-and-family/ ]
face of the receiver. For both friends and family, and from birdhouses to incense burners to vases, there are many home gifts available. If you are looking for fresh and exciting home gift ideas, there are many kinds of home gifts out there to choose from. Here are just a few examples: - [ Read more ]

Managing Creativity - An Oxymoron! Not [ http://brainstorming.zersal.com/2008/08/17/managing-creativity-an-oxymoron-not/ ]
Interrogated on a beach in Barbados by friends insistent that there was little validity to my speciality, I have felt compelled to answer the most common objections in the field of Managing Creativity and Innovation. - [ Read more ]

SBIR - A Nice Add-on Business [ http://innovative.zersal.com/2008/08/17/sbir-a-nice-add-on-business/ ]
If you are a small business and qualify to participate in the SBIR program, it is a natural enhancer to your existing business. If you are small enough you may be able to start a company using SBIR funding, but you will soon come to realize that if your sources of income are not diversified (with SBIR being only one source) you might fall victim to funding cycles and no income. - [ Read more ]

Getting Quality One Way Links For Free [ http://quality.zersal.com/2008/08/17/getting-quality-one-way-links-for-free/ ]
As you probably know, building your link popularity is the__best way to get good search engine placement and free__traffic for life for your websites. - [ Read more ]

To All Blog Owners, Techies and Geeks [ http://innovative.zersal.com/2008/08/18/to-all-blog-owners-techies-and-geeks/ ]
Have been to your sites and seen the little “DONATE” button. Are you cyber-begging? - [ Read more ]

Native American Life After Prophetstown [ http://american.zersal.com/2008/08/18/native-american-life-after-prophetstown/ ]
My name is Luksi Humma, I am Choctaw or, Chahta, our name in reality. I am a builder of people and log cabins. Although, I live in our present time, I talk to many people who come to Historic Prophetstown, in Battle Ground, Indiana, about the way the Old Ones lived, and died. - [ Read more ]

Success The Key to Silencing Negative Self Talk [ http://mind.zersal.com/2008/08/18/success-the-key-to-silencing-negative-self-talk/ ]
Do you ever lose track of what you set out to do or get distracted by negative intrusive thoughts that you need to continually push out of your mind? - [ Read more ]